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Billing system and Payments
Payment systems. How to start accepting payments without a payment system.
Payment systems. How to start accepting payments without a payment system.

Comparative table of payment systems

Andrew avatar
Written by Andrew
Updated this week

Payment systems for dating platforms on dating platforms, in dating software

Billing systems are payment gateways that you can activate to accept payments from your dating website members. The number of available payment systems depends on the package you have.

Web

Payment system

Works with adult content?

Cost of creating an account?

Payment comission:

Currencies accepted:

Countries served:

Dating Pro

yes

Temporary unavailable

15%

100+ currencies

All countries

yes

free

individually

100+currencies

yes

free

12-15%

GBP

no

free

1,4 - 2,5%

150 currencies

yes

500 euro or 0 euro (premium)

14-15,5%

EUR, USD

individually

free

2,5 - 10%

RUB, KZT

individually

free

2,9 - 5,4%

24 currencies

individually

free

from 1,79%

CLP and others by request

yes

free

3,5 - 6%

100 currencies

no

free

from 0.8%

10 currencies

yes

free

3,9 - 14,5%

USD, EUR, GBP, CAD, AUD, JPY

no

free

individually

40 currencies

m-pesa

individually

free

individually

local African currencies

individually

free

2,5 - 4,99%

41 currencies

individually

free

2,90%

EUR, USD

pencepay
(no longer processing merchants directly)

yes

individually

individually

EUR

Europe and Hong Kong

no

free

from 2,9%

135 currencies

yes

individually

from 2,5%

100+ currencies

yes

free

from 5,5%

200 currencies

no

free

individually

EUR, USD

yes

individually

from 1,2%

80+ currencies

yes

free

from 2,49%

USD

yes

free

up to 15%

USD

USA

Additional from February 2024​:

Apps

Google Play

iOS App store

Huawei

Samsung

Dating Pro accounts

You can publish under our developer accounts. We take a 15% commission from the amount credited by mobile stores.

VR

Messengers

How to start accepting payments without obtaining entrepreneur status and connecting to a payment system.


Problem:

A client starting a business faces the need to:

Register entrepreneur status:

Time and money spent on collecting and processing documents.

Bureaucratic complexities and red tape.

Responsibility for accounting and tax payments.

Connect a payment system:

Additional expenses for commissions and maintenance.

Dependence on an external service.

The need to meet the requirements of the payment system.

Damage:

Financial losses: expenses for registering as a sole proprietor, maintaining the payment system, taxes.

Time and resources: costs of collecting documents, bureaucratic procedures.

Complexity and risk: managing accounting, responsibility for mistakes.

Limitations: dependence on the payment system, inability to accept certain types of payments.

Solution 1 for Apps

We will publish your apps for 10-25% of the revenues. No need to open accounts in mobile stores.

Solution 2 for Websites

Not opening a merchant account immediately:

Use an online "I want to pay" form with the client's email entry on the checkout page. The number of its completions is a % chance that your clients are ready to pay.

Legalize after reaching a sufficient number of interested parties (5% of the "valley of death").

Benefit:

Savings: reduced expenses for registering as a sole proprietor, maintaining the payment system.

Simplicity: minimal time and resources spent at the initial stage.

Flexibility: the ability to adjust the business model without legal restrictions.

Risk minimization: no responsibility for accounting, fines.

Conclusion:

Delaying the opening of a merchant account allows clients to:

Reduce expenses at the initial stage of business development.

Lower risks and bureaucratic complexities.

Gather information about potential clients and their ability to pay.

Make a decision to legalize the business with confidence in its success.



Solution 3 for Websites

The absence of one's own legal entity and entrepreneur status makes it impossible to open an account with certain online payment systems. This prevents the launch of payment acceptance on a dating platform. The platform itself can be launched without it, and a gateway can be connected at the end of customization for your niche.

It is necessary to spend time and resources on acquiring entrepreneur status.

The proposed solution allows avoiding initial expenses of money and time on the official formation of the business and obtaining entrepreneur status.

Connecting to the payment system through an existing client of the Dating Pro platform allows you to quickly start accepting payments on your platform, which can confirm the viability of your business model and the readiness of clients to pay for the services provided. This creates a foundation for further business development and the formation of your own legal entity if necessary.

We will try to negotiate with one of our clients about providing access to their payment system, to which their dating platforms are already connected. This will allow you to start accepting payments without directly opening a legal entity and obtaining entrepreneur status. To confirm the viability of your business model and attract the first clients, it will be necessary to wait for at least 2+ payments from 2 clients through our client's payment gateway. After confirming the success of your model and the readiness of clients to pay, you will be able to invest more confidently in opening your own account in the payment system. You can start this process by purchasing a minimum license of Dating Pro, with the possibility of subsequent upgrades.

Additional expenses include connecting to the payment system of your client's platform and some commission to them for a beer, as a gesture of camaraderie in our club of dating entrepreneurs.

Q: Is it possible to work with a partner on a permanent basis? What is the cost and % fee?

A: We have not tried and did not ask customers if they would like to participate in this. But if they agree, we will ask them what percentage or amount they are ready for. These are high-risk payments, and they know it. We will introduce you to each other. You will communicate directly without intermediaries. We do not make money from this and do not take a commission as intermediaries do.

Q: How to receive the amount of the first two payments from the partner?

A: Forget about them because they will not exceed $20.

Want to start? Contact us.

Who else provides such services?

Intermediaries, for example https://emerchantauthority.com/high-risk-merchant-account/dating/ - for US citizens.

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